Open Enrollment News for 2020 Healthcare
With the structure of today’s healthcare options, it’s hard for the average person to navigate.
Where do I start? What kind of plan do I need? Am I getting the best coverage for the best price?
Lots of questions can pop up. Thankfully, we have licensed agents who are here to help, along with this blog post. Here’s what you need to know:
Dates & Deadlines
Open Enrollment begins on October 15th, 2019 for Medicare Part D (Prescription Plans), and firmly ends on December 7th.
Open Enrollment begins on November 1st, 2019 for the Affordable Care Act, and firmly ends on December 15th.
Anytime between these dates for your specific coverage is when changes can be made to your health coverage for the 2020 year. If you want new coverage or to change your current plan, you will need to set up an appointment with Mike between these dates. You can start that process here.
Plan Types
There is quite a variety of plan types when it comes to selecting your health coverage. If you are over 65, you are most likely going to search for coverages such as Medicare Part D (a prescription plan) or Medicare Advantage Plans.
Those under 65 will most likely look for coverage within the Affordable Care Act, such as with individual or family insurance.
For a full list of coverage types, click here.
Companies
We are proud to represent a variety of companies when it comes to health insurance. This allows us to give you the best possible rate, no matter what your needs for coverage. Some of our most popular companies are UnitedHealthcare, AETNA, and Blue Cross Blue Shield. However, we do write with others, listed here.
Each person is different, so your Health Insurance will be too. Bottom line, when looking for Health Insurance this fall, the best thing to do is call our agency and set up an appointment. Mike can help you personalize your coverage, just please remember to bring in your medicare card and/or prescription list (if applicable).
We hope this helps you understand the Open Enrollment season, please reach out with any other questions by calling (815) 626-1300.